PayCo
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Tired of the mail? Apply for a PayCo PayCard!

Our PayCards are awesome- why? Because they give you access to your spending money on a set and guaranteed schedule. No more waiting for the mail and no need to come down to the office. The best part? PayCo will give all of our clients a PayCard AT NO CHARGE. This offer is open to existing and new clients. Our goal is to make Representative Payeeship as efficient as possible for all of our clients, and we feel this convenience is just the next step towards achieving that goal. 

The PayCo PayCard is only available to PayCo clients. PayCards are reloadable debit cards 
issued by TrueLink and Transcard/Paynuver.
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So how does the True Link card work?

  • There is ATM access everywhere, not just at one branch, thanks to the Allpoint network. Find an ATM here
  • No monthly maintenance fee!
  • Point of sale cashback!
  • Free customer service from the card company; no need to get in touch with your Account Manager. Truelink Support
  • $5.95 card replacement fee
  • $25 Express card replacement fee
  • SMS/Email alerts
  • ​TrueLink App for smartphones and website!
  • All cards are loaded the following business day via ACH transfer
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So how does the Transcard card work?

  • There is no ATM access, but you always get 1 free bank teller withdrawal per card load.
  • No monthly maintenance fee!
  • Point of sale cashback!
  • Free customer service via your Account Manager (You cannot call Transcard)
  • $5.95 card replacement fee
  • $25 Express card replacement fee
  • SMS/Email alerts
  • ​Paynuver App for smartphones and website! Click here to check out the website!
  • Maximum transaction amount: $ 2,500
  • Maximum Cash Back: $250
  • Up to 10 transactions per day

PayCards are loaded on a set schedule for our clients budgets. Please take a look below to better understand when you will receive your spending funds!

Load Type
Time the load will be completed
Fee
Request before 3 PM
Same Day by 4 PM
$0
Request AFTER 3 PM
The next day by 4 PM
$0
Weekly Load
Mondays(Holiday dependent) at Noon
$0
1st Load
On the 1st(Holiday dependent) at Noon
$0
3rd Load
On the 3rd(Holiday dependent) at Noon
$0
15th Load
On the 15th(Holiday dependent) at Noon
$0
PayCo Columbus
895 South High Street
Columbus, Oh 43206  
Call  614-297-6420    Fax  614-737-0518


PayCo Dayton
Please contact us to schedule an appointment
Phone: 937-949-7470
​  Fax: 937-949-7471

PayCo North 
1649 Tiffin Ave Unit D
Findlay, OH  45840
Phone: 567-235-2481
  Fax: 614-737-0518
PayCo BBB Business Review
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 Site last updated: July 7th 2026
  • Home
  • Offices
  • Calender
  • PayCards
  • Forms and FAQ
    • PayCo Policies
    • Forms
    • Billing Questions
    • Rent and Roommates
    • SSA questions
    • Monthly Printouts
    • Guardians - What to Expect
    • Requesting Funds
  • Contact
  • Stable Account Management
  • Dayton
  • North
  • Consultations and Presentations
  • About
  • Feedback
  • SMS Agreement Form